How to wire money through Western Union

Tips for using Western Union to wire money

Even though you can easily send money online through email and your bank account, this is not a very good option when you are sending money to a person with whom you are not very familiar. Western Union is a very professional and secure service to use for this purpose. You can send money to people in different countries of the world or within your own country. All you need is an account with Western Union and you are ready to get started.


Step 1

Set up an account with Western Union

In order to wire money through Western Union, you need to set up an account. This can be done at any branch or online. You will need to supply your personal information (name, address, birthday, etc.) and provide your phone number. If you register online, you must supply your email address and set up a password for your account. You will also need to provide a credit card number in order to set up your account.

Step 2

Choose where to send the money

Once you have your account in place, you can start sending money. You can do this over the phone by having the money come from your credit card or you can visit the branch nearest you to pay cash. There are fees associated with wiring money through Western Union, usually at the rate of $5 for every $50 that you send.

You have an option of wiring the money directly to the recipient’s bank account or have the person drop into a Western Union branch to pick up the money in the form of a check. If you opt to have it routed to a bank account, you need to have the name of the recipient’s bank, the address, the bank’s routing number and the number of the account. It takes longer to have the money wired to a bank account than it does to a branch location.

Step 3

Send the information to the recipient

Once you wire money through Western Union, you will receive a confirmation number. This is the number the recipient must have in order to pick up the check at any branch.

Step 4

Make things easier with a PCP card

If wiring money is a regular occurence for you, you should obtain a PCP card from Western Union. This card is free and has many advantages, such as giving you discounts on the transfer fees. It will also cut down on the amount of paperwork you have to complete in order to wire money.

Things Needed


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