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How to write a covered call option

Looking for a neutral or slightly bullish position? Writing a covered call allows you to take a take a moderately bullish stance on a stock. By writing a covered call, you can earn a solid return on your investment if the stock stays at its current price. Even if the stock declines slightly, you... More

How to withdraw 401k money with no penalty

Avoiding penalties on early 401K withdrawals Your company-matched 401K is a critical tool in building your financial house. For many people, reaching out and using these funds is an archane magic. Handled properly, you can access 401K funds when you need them, without incurring a... More

How to Claim the Saver’s Tax Credit

Lower taxes with the retirement savings contribution credit Tax credits help lower money owed to the Internal Revenue Service (IRS). The retirement savings contribution credit is one of several tax credits that enable tax payers to reduce their taxes via contributions to retirement accounts such... More

How to cut your cable bill

Save money every month Television is enjoyed by many but the cost of watching can be rather expensive. Learning how to cut the cost of cable is a great way to save a few extra dollars every month. There are ways to obtain a lower cable bill that are easy and don't require you to give up picture... More

How to save money on school lunches

Back to School Lunch Woes Parents everywhere are looking forward to their children returning to school. While there is a lot of planning that is needed, including purchasing clothing, purchasing school supplies and a host of other needs. Another thing that parents now have to concern themselves... More

How to eat well for less than $3 a day

How to save money on food and still eat well In today’s economy, we’re all looking for ways to save a penny. Your food budget is a great place to start. While it's not something you can simply cut out like you would a magazine subscription, you can eat for a lot less than you... More

How to buy and sell stocks

Getting started in the stock market. Buying and selling stocks can be a way to help build your nest egg or even a way to make a living. It can also result in a significant financial loss. This how-to will offer some ideas for investing as safely and profitably as... More

How to decorate a dorm room on a budget

Creating a Personal Dorm Room Cheap As the summer starts to wind down, all over the world young people are getting their things together to go off to college. It may be their first year or it may be their last year but the challenge of decorating their dorm room on a budget is the same. How to... More

How to save money on back to school supplies

Back to School Time is Right Around the Corner! It is once again that time of year when parents are getting ready for the onslaught of "I need....for school". This year, with the economy being so difficult, parents everywhere are looking for easy ways to save money on back to school supplies. In... More

How to shop for Christmas gifts on a budget

Christmas on a shoestring budget Holiday time is a joyous time to be grateful for what we have, to get together with friends and family and almost always, gifts are exchanged. Christmas gifts, cards and wrapping paper can comprise a large portion of our shopping budgets between Thanksgiving and... More

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